Serving Des Moines, Ankeny, West Des Moines, and the businesses in between.Start with a clear conversation
DES MOINES
BUSINESS LOANS

Clear Criteria

Des Moines business financing
qualifications.

We believe in making eligibility easy to understand before a business owner spends time on a request. Review our straightforward funding guide below.

Minimum Qualifications

$50,000+ Monthly Revenue

The business must generate at least $50,000 in gross monthly revenue, verified via business bank statements.

7+ Months in Business

The business must have been operating and generating revenue for a minimum of 7 consecutive months.

500+ FICO Score

Minimum personal credit score of 500 from the primary business owner.

Business Bank Account

A dedicated business bank account in the name of the legal entity is required.

A Note on Credit History

Unlike traditional lenders, past financial difficulties like tax liens or discharged bankruptcies do not automatically disqualify an applicant. They are evaluated contextually against current cash flow.

Let’s talk numbers—without the pressure

Start with
your story.

Share a few basics and our independent business loan brokerage team will review them and follow up about potential financing options. This form is not a credit application and does not run a credit check.

Sent securely to our broker team.
No hard pull. No approval guarantee. No obligation.
01 / 01 One-page request

Tell us a little about the next move.

By submitting, you authorize our brokerage team to contact you about business financing options. This is not a credit application or a guarantee of approval.