How Des Moines Business Loans handles information

1. Who operates the Site

The Site is a public Des Moines, Iowa-focused business-funding guidance website. References to the operator mean the person or organization responsible for maintaining and providing the Site.

For privacy questions or requests, you may call (515) 444-5837. Phone calls may be handled by the operator or a person assisting with the Site.

2. Information you enter in the quote form

The Site includes a conversation-starter form. It asks for the information needed to understand a business financing question and discuss potential options:

When you submit the form, the lead details are securely sent to the broker’s server for follow-up and delivered by AgentMail to the broker’s designated Gmail address. AgentMail may process the message as an email delivery provider. The broker may use the submitted details to respond, discuss general financing options, and, where appropriate, help connect a qualified business with a third-party financing provider. The form does not run a credit check or make a credit decision. A separate phone call, email, or other contact you initiate may be handled as part of that communication.

• Full name.
• Business name.
• Email address.
• Phone number.
• Requested capital range.
• Monthly business revenue range.

3. Routine technical information

When you visit a website, routine request and security information may be processed by the hosting provider. Because the Site is hosted on Replit, Replit may receive or process technical metadata such as an IP address, browser and device details, request timestamps, and related logs. This can help deliver pages, maintain security, troubleshoot errors, and protect the Site from abuse.

The operator does not use this technical information to make a lending decision through the Site. Replit’s own terms and privacy materials may also apply to its processing as a hosting provider.

4. How information is used

Information handled through the Site may be used only for ordinary Site and broker communication purposes, including:

The Site’s conversation-starter form is not a credit application. The broker may use submitted details to understand the request, follow up, discuss potential options, and determine whether a qualified business may be introduced to a third-party financing provider. The broker does not make the provider’s final credit decision or promise financing.

• Displaying and operating the public website and its form.
• Keeping the Site secure, available, and functioning as intended.
• Responding when you call or otherwise contact the operator.
• Understanding the details you choose to share so that general financing information can be discussed.
• Complying with applicable law or responding to a valid legal process.

5. Providers and disclosures

Replit is the Site’s hosting provider and may process routine hosting and security request metadata described above. AgentMail may process submitted lead details as an email delivery provider and deliver the message to the broker’s designated Gmail address. The current Site does not use a payment processor, advertising network, analytics service, or session-recording service.

Third-party financing providers may receive information only when the broker or the business takes an appropriate next step and applicable disclosures are provided. Those providers have their own privacy practices and terms. If the Site later adds another provider that receives personal information, this policy should be updated to describe that provider and its role before or when the new processing begins, as required by applicable law.

6. Cookies and similar technologies

The current Site does not use advertising pixels, an analytics integration, or session recording. It does not use cookies for those purposes. Browsers, Replit, or security infrastructure may use necessary technical mechanisms to deliver or protect a website, and browser settings may provide controls over cookies and similar technologies.

If the Site begins using non-essential cookies or similar technologies, this policy should be revised to explain them and any applicable choices.

7. Retention and storage

Submitted lead details are securely sent to the broker’s server and delivered by AgentMail to the broker’s designated Gmail address for follow-up. The broker, AgentMail, Gmail, and Replit may retain information or logs for periods governed by their practices, operational needs, security requirements, and legal obligations. AgentMail may process the message as an email delivery provider; the broker does not describe this form as a promise of any particular retention period.

If you contact the broker by phone or another channel, information from that communication may be retained for as long as reasonably needed to respond, keep records, protect rights, or meet legal obligations.

8. Security limits

Reasonable technical and organizational safeguards may be used to protect the Site and information handled through it, including information transmitted to the broker’s server and delivered through AgentMail. No website, transmission, email delivery service, or storage system is completely secure, and the operator cannot promise that information will never be accessed, disclosed, altered, or lost through an event outside its reasonable control.

Do not enter highly sensitive information, such as passwords, Social Security numbers, bank-account credentials, payment-card numbers, or detailed credit-report information into the quote form. The form does not ask for those details.

9. Your choices and privacy rights

You can choose not to complete the form or provide only the information you are comfortable sharing. You can also adjust cookie controls in your browser and contact the broker to ask a privacy question or request help concerning information you provided directly.

Depending on where you live and the law that applies, you may have rights to request access to, correction of, deletion of, or information about the use of personal information. The operator will consider a request in light of the information it actually holds and any exceptions required by law. To make a request, call (515) 444-5837 and provide enough detail for the operator to understand what you are asking. The operator may need to verify the request before acting and cannot promise a particular response where the law does not require one.

10. Children and minimum age

The Site is intended for people who are at least 18 years old. We do not knowingly seek or collect information from anyone under 18. If you believe a person under 18 has provided information, please call (515) 444-5837 so the operator can consider an appropriate response.

11. Changes to this policy

The operator may update this Privacy Policy when the Site, its practices, or applicable requirements change. The “Last updated” date will identify the current version. Continued use of the Site after an update means you have had an opportunity to review the revised policy, but no update will take away a right that cannot legally be waived.

12. Contact

For questions about this Privacy Policy or information handled through the Site, call (515) 444-5837. There is currently no separate legal or privacy email address provided for the Site.